DISRUPTIVE TECHNOLOGIES
FOR THE MIDDLE EAST AND AFRICA REGION
We incubate and accelerate the growth of best of breed solutions targeted towards the
ICT, Mobile Money, E-commerce, Retail and Public Sectors in the region.
iPay Holding is the digital innovation arm of the Inteltec Group.
- Airtime Credit Services – Enhancing operators’ revenue and distribution via risk managed and convenient airtime lending
- Traditional VAS – Enriching operators’ portfolios with targeted, engaging and rewarding campaigns and other VAS services
- Merchant Enablement – Introducing new revenue streams to local merchants by enabling payment acceptance from leading global mobile wallet accounts
- Solar on Demand – Enriching lives by providing access to solar energy on installments
- IPARAMA – Bridging the gap between e-commerce players and untapped markets through a secured, integrated logistics and payment platform
- One-stop Entertainment Portal – Providing a curated, digitally enabled platform for coveted gaming, music and gifting products
- Digital Signage – Transforming the way content is displayed and advertised with hi-resolution, 3D video and holographics based technologies
- Voucher Management and Distribution – Disrupting traditional distribution mechanisms for TMT products with innovative and integrated platforms
- du Franchise – Distributing du products and services through 22 branded stores as one of three official franchisees in UAE
- IOT – Supporting the Public Sector in strategizing, sourcing and adopting the latest IOT technologies that are shaping the transactional future of our economies
- Digital Transformation – Consulting key industry players on critical organizational and process changes required to survive in the digital age
- phics based technologies

There exists no scarcity of opportunity for innovation to thrive in the region, particularly the UAE.
The art of executing this sustainably and successfully however, requires strong market maneuvering and
a deep understanding of the context and the dynamics at play – and that is where our core value add to stakeholders lies.

Xavier Gregory Layre
Senior Executive Officer
Mobile & Digital Innovation
iPAY HOLDING
INNOVATION, EXECUTION, GROWTH
Our aim is to accelerate the innovation wave in our region by leveraging
our strong network and core footprint and pumping the market with cutting edge,
transformative technologies through strategic partnerships and investments.

OUR PARTNERS
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