DISRUPTIVE TECHNOLOGIES
FOR THE MIDDLE EAST AND AFRICA REGION

We incubate and accelerate the growth of best of breed solutions targeted towards the
ICT, Mobile Money, E-commerce, Retail and Public Sectors in the region.
iPay Holding is the digital innovation arm of the Inteltec Group.

Traditional VAS

Enriching operators’ portfolios with targeted, engaging and rewarding campaigns and other VAS services

Airtime Credit
Services

Enhancing operators’ revenue and distribution via risk managed and convenient airtime lending

TELECOM & VAS MOBILE MONEY E-COMMERCE RETAIL & DISTRIBUTION CONSULTING & DEVELOPMENT

Solar
on Demand

Iparama

Enriching lives by providing access to solar energy on installments

Introducing new revenue streams to local merchants by enabling payment acceptance from leading global mobile wallet accounts

Bridging the gap between e-commerce players and untapped markets through a secured, integrated logistics and payment platform

Merchant
Enablement

TELECOM & VAS MOBILE MONEY E-COMMERCE RETAIL & DISTRIBUTION CONSULTING & DEVELOPMENT

Digital Signage

Transforming the way content is displayed and advertised with hi-resolution, 3D video and holographics based technologies

One-stop
Entertainment Portal

Providing a curated, digitally enabled platform for coveted gaming, music and gifting products

TELECOM & VAS MOBILE MONEY E-COMMERCE RETAIL & DISTRIBUTION CONSULTING & DEVELOPMENT

du Franchise

Distributing du products and services through 22 branded stores as one of three official franchisees in UAE

Voucher Management
and Distribution

Disrupting traditional distribution mechanisms for TMT products with innovative and integrated platforms

TELECOM & VAS MOBILE MONEY E-COMMERCE RETAIL & DISTRIBUTION CONSULTING & DEVELOPMENT

Digital Transformation

Consulting key industry players on critical organizational and process changes required to survive in the digital age

IOT

Supporting the Public Sector in strategizing, sourcing and adopting the latest IOT technologies that are shaping the transactional future of our economies

TELECOM & VAS MOBILE MONEY E-COMMERCE RETAIL & DISTRIBUTION CONSULTING & DEVELOPMENT RETAIL & DISTRIBUTION

TELECOM & VAS

Airtime Credit Services – Enhancing operators’ revenue and distribution via risk managed and convenient airtime lending
Traditional VAS – Enriching operators’ portfolios with targeted, engaging and rewarding campaigns and other VAS services

MOBILE MONEY

Merchant Enablement – Introducing new revenue streams to local merchants by enabling payment acceptance from leading global mobile wallet accounts
Solar on Demand – Enriching lives by providing access to solar energy on installments
IPARAMA – Bridging the gap between e-commerce players and untapped markets through a secured, integrated logistics and payment platform

E-COMMERCE

One-stop Entertainment Portal – Providing a curated, digitally enabled platform for coveted gaming, music and gifting products
Digital Signage – Transforming the way content is displayed and advertised with hi-resolution, 3D video and holographics based technologies

RETAIL & DISTRIBUTION

Voucher Management and Distribution – Disrupting traditional distribution mechanisms for TMT products with innovative and integrated platforms
du Franchise – Distributing du products and services through 22 branded stores as one of three official franchisees in UAE

CONSULTING & DEVELOPMENT

IOT – Supporting the Public Sector in strategizing, sourcing and adopting the latest IOT technologies that are shaping the transactional future of our economies
Digital Transformation – Consulting key industry players on critical organizational and process changes required to survive in the digital age
phics based technologies

There exists no scarcity of opportunity for innovation to thrive in the region, particularly the UAE.
The art of executing this sustainably and successfully however, requires strong market maneuvering and
a deep understanding of the context and the dynamics at play – and that is where our core value add to stakeholders lies.

Xavier Gregory Layre
Senior Executive Officer
Mobile & Digital Innovation

iPAY HOLDING
INNOVATION, EXECUTION, GROWTH

Our aim is to accelerate the innovation wave in our region by leveraging
our strong network and core footprint and pumping the market with cutting edge,
transformative technologies through strategic partnerships and investments.

WE SCOUT

We connect technology seeking companies from our network with thoroughly vetted and compatible clients from our continuously growing tech-pool.

WE BUILD

We provide hands-on support to our technology partners and investments in modifying their value proposition for the region, business development interests, fundraising services and deal management.

WE LAUNCH

We also oversee and support the final value proposition testing, rollout, client management and contracting (where required) until the new model has successfully stabilized within the target market and client.

WE GROW

Post “launch” in our markets of scope, we continue to facilitate revenue diversification and optimization opportunities to all our partners and investments both externally and via synergistic arrangements within our portfolio.